Thursday, July 10, 2008

No house...yet.

Yes, I know. *gasp* Trust me, it was worse yesterday. The fact is... we still haven't closed on our house. BUT take heart and let me explain.

Yesterday could have been one of the worse days we've had in a LOOOONG time. The night before I was up with my hunkster... all night. Marcus had a terrible tooth ache. He hurt his tooth about a week ago. The pain would come and go- but ultimately he thought it would be better to get to the dentist this coming Monday after we close and have to deal with the Texas move. BUT his tooth had other plans. We were up all night. At one point, he was out of his mind in pain. It was pretty hard to watch. I still had to be up at school to teach at 7:30am and he was at a dentist office first thing, too. ROOT CANAL. On the spot. The root was so badly damaged that the pain shots to numb the area weren't very effective. So, you can imagine the pain paired with no sleep... and the anxieties about closing on the house.

We were cleared to close at lunch. We were hopeful. Marcus was high on pain killers. I had to leave school early to take over his job of getting the last things done for closing (final walk through, etc). An hour before closing... still good. Grab him, start heading to the title company- and we recieved a call. Apparently when we submitted some information about two month ago, the loan officer failed to have us sign ONE paper concerning some financial crap... that really amounts to nothing. There wasn't enough time to have that document filled out, signed, and faxed in time to close. Marcus was furious. You can imagine how 'spent' he was after dealing with all of that. Marcus is extremely organized when it comes to tracking money, paperwork, and stuff like that. Heck, that's why he's so good at his job. Everyday for 5 months he would call the loan officer and make sure we were right on schedule and everything was tended to. And what good did that do? Not much.

This house buying thing is really a train wreck in slow motion. I mean, there is so much going on in our economy right now- that it's nearly impossible to make these sort of transitions. And the worst part is that it is all OUT OF YOUR CONTROL. These issues have nothing to do with your ability to afford the house, but the bank's ability to have the money to loan. Scary times, folks. It's ironic really. With our first house purchase, we had hardly anything. Marcus was fresh out of college working his beginning job... I was still in school--- and we were able to buy a house, no prob. Bob. But here we are... as financially independent as we have ever been... as secure as we never thought we'd be at this point... and we have had the worst time selling and buying this new home. Again--- we can't do anything but wait for the banks and their peeps to get their end straight. Nuts.

Good news? We could close before we leave for Texas tomorrow. Worst case scenario, we close on Monday. We are still scheduled for the movers to start packing us Saturday... with move in on Monday. *whew*

All in all, we are no worse for wear. A little exhausted from all the drama... but we had a better day today. We actually are beginning to see that little light at the end of the tunnel.

AND, let's face it... life is good. The new iphones come out tomorrow. Yes, please.

Keep praying until those keys are in my grubby little hand!!!!!!!!!!!!!!!!!!!

Peace, xo.
lmkw

2 comments:

GreenErica said...

Oh my gosh I feel so awful for Marcus! I can't even imagine what yesterday was like for him. Give him my love.

I'll keep praying for house closing goodness!!

xoxo

Jill said...

Ugh, how terrible!! I *sort of* feel your pain on the house dealings being out of your control. We're also looking (also in the Zachary area) and it takes an act of congress to do anything. We've been waiting on a response from a bid we made on a house 5 weeks ago. FIVE weeks. They say "its coming" but Jebus! what's taking so long??

Hang in there! The rainbow is just around the corner and your lil family will be all snug and happy in your new home. :)